Terms & Conditions

Please read these terms carefully before using this site.

This website is provided by Wiser Choice Insurance Services and used under licence by One Quote Direct Insurance Services Limited, an appointed representative of Europa Group Limited (registered as a company in England and Wales No. 3279177), and may be used for information purposes only.

Should you experience any temporary unavailability of the site due to maintenance or updates you can contact us on 0844 800 3695 for a quotation or to ask an insurance related question.

Jurisdiction and Law

This site is directed at UK residents only and applications from non-UK residents will, unless otherwise stated, not be accepted. These terms and conditions shall be governed by and construed in accordance with the laws of England and Wales.

Security and Privacy Policy

The Wiser Choice Privacy Policy forms part of these Terms and Conditions.

Once you have purchased your insurance cover online you will receive confirmation in the form of an email. Please ensure you maintain a copy of all communication from Wiser Choice for your records. You will then receive an email which will allow you to download your policy documentation.

Limited Licence

Subject to the terms and conditions set forth in this Agreement, Wiser Choice grants you a non-exclusive, non transferable, limited right to access, use and display this site and the materials thereon. You agree not to interrupt the operation of the site in any way.

Wiser Choice authorises you to view and download the information ("Materials") at this Website ("Site") only for your personal, non-commercial use. This authorisation is not a transfer of title in the Materials and copies of the Materials and is subject to the following restrictions: i) you must retain, on all copies of the Materials downloaded, all copyright and other proprietary notices contained in the Materials, ii) you may not modify the Materials in any way or reproduce or publicly display, perform or distribute or otherwise use them for any public or commercial purpose; and iii)you must not transfer the Materials to any other person unless you give them notice of, and they agree to accept, the obligations arising under these terms and conditions of use. You agree to abide by all additional restrictions displayed on the Site as it may be updated from time to time. This Site, including all Materials, is copyrighted and protected by worldwide copyright laws and treaty provisions. You agree to comply with all copyright laws worldwide in your use of this Site and to prevent any unauthorised copying of the Materials. Except as expressly provided herein, Wiser Choice does not grant any express or implied right to you under any patents, trademarks, copyrights or trade secret information.


The materials may contain inaccuracies and typographical errors. Wiser Choice does not warrant the accuracy or completeness of the materials or the reliability of any advice, opinion, statement or other information displayed or distributed throughout the site. You acknowledge that any reliance on any such opinion, advice, statement, memorandum, or information shall be at your sole risk. Wiser Choice reserves the right, in its sole discretion, to correct any errors or omissions in any portion of this site. Wiser Choice may make any other changes to the site, the materials and the products, programs, services or prices (if any) described in the site at any time without notice.

This site, the information and materials on the site, and the software made available on the site, are provided "as is" without any representation or warranty, express or implied, of any kind, including, but not limited to, warranties or merchantability, non-infringement, or fitness for any particular purpose. Some jurisdictions do not allow for the exclusion of implied warranties, so the above exclusions may not apply to you.

Third Party Websites: This website may contain hypertext links to websites operated by third parties. The responsibility for the operation and content of those websites shall rest solely with the organisation identified as controlling the third party website and will be governed by separate terms and conditions. When you activate these links you leave our website. Links are provided for convenience and inclusion of any link does not imply endorsement in any way of the site to which it links. We accept no responsibility or liability for the contents of any linked websites.

Virus Protection: We make every effort to check and test material published on this website at all stages of its creation. It is always wise for you to run an anti-virus program on all material downloaded from the Internet. We cannot accept any responsibility for any loss, disruption or damage to your data or your computer system which may occur whilst using material derived from this website.